can you insert into a table without having the table structure in place

I have tried to use the import wizard insert data in a CSV file into a table;

I have 7 column headers, however, where there are extra commas in a field the wizard just combines the 2 fields so that i get a total of 7 columns even though there should be more.

any ideas how i can round this problem?

should i use bulk copy?

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sukai